In addition to the basic rental of a vehicle, car rental agencies often offer additional products, such as insurance, navigation systems with global positioning system (GPS), entertainment systems, mobile phones, portable WiFi and child safety seats. Car rental companies typically charge rental rates on a daily basis. The fare can include unlimited miles, or the company can charge per mile for every mile that exceeds a certain limit. Many companies offer lower rates for weekend or one-week rentals.
Rentals in locations other than airports tend to be cheaper. In addition, members of organizations such as the American Automobile Association (AAA) often get discounts on rates. Rather, it is a contractual agreement that exempts the renter from financial liability if their rental vehicle is subject to acts of vandalism, theft, or damage in an accident. You can reduce the number of times you have problems at the rental counter if you know your rights when renting a car and follow several tips.
We know how overwhelming it can be to read a full contract and, under the pressure of trying to do things quickly, you might be tempted to take a look and sign your car rental agreement. If you think that your car rental company's insurance prices are too high, you can take out rental insurance through a third-party insurer. Car rental companies offer several different insurance options that your current policy may already cover. Companies such as Bonzah, Allianz Global Assistance and Insure My Rental Car offer independent rental vehicle insurance policies at competitive rates online that could be cheaper for long-term car rentals.
However, the types of protection you should refuse vary depending on the value of your rental car and the coverage, deductibles and limits of your own policy. If the damages are significant and the claims adjuster determines that the cost of repairing your car is greater than its value, the insurance company may decide to declare your car as a total loss. By law, all cars in circulation must meet the minimum amount of financial responsibility before the car can be driven on the road. Each of these types of insurance will provide you with coverage similar to what you would get with your car rental company's PAI.
If you have booked a car, but the company doesn't have the car you booked available for you when you arrive, the company must do everything possible to find you a different car from its fleet if you arrive on time for your reservation. If you file a claim with your own insurance company, the cost of renting a car will only be covered if you paid a premium to include rental reimbursement coverage in your policy. You should decline an LDW if you already have collision and comprehensive coverage on a car of similar value to that of your rental vehicle, or if the credit card you use to pay for your rental vehicle already offers an LDW. If your car was damaged due to the negligence of another driver, the other driver's insurance company must pay the costs of renting the car for a reasonable repair period.
If the car rental company doesn't allow it, the employee who drives the vehicle can rent it with a company credit card or a company checking account. In addition, some cards exclude coverage if the rental car is a commercial vehicle, such as a U-Haul, or if the rental is made during a business trip.
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